Terms & Conditions

Effective Date: January 13, 2026

1. Definitions

“Company” refers to Ayman InfoTech, its founders, owners, employees, affiliates, partners, licensors, and service providers.

“Products” include all applications, websites, tools, software, services, digital products, APIs, and platforms developed or offered by Ayman InfoTech, including but not limited to Padimachi, AY Calculator Hub, and any future products.

“User” / “You” refers to any individual or entity accessing or using our Products or website.

2. Acceptance of Terms

By accessing or using our website or any Product:

  • You agree to be legally bound by these Terms.
  • If you do not agree, you must stop using our Products immediately.
  • Continued use constitutes full and unconditional acceptance.

3. Scope of Services

All Products are provided “AS IS” and “AS AVAILABLE”. The Company may modify, suspend, or discontinue any Product at any time without notice.

4. No Professional Advice

All content provided by Ayman InfoTech (including calculators, tools, results, outputs, suggestions, or data) is for informational and educational purposes only.

  • Not legal, financial, medical, or professional advice
  • You use all outputs at your own risk

5. Limitation of Liability

To the maximum extent permitted by law, Ayman InfoTech shall not be liable for any:

  • Direct or indirect damages
  • Loss of data, revenue, profit, or business
  • Errors, inaccuracies, or downtime

Liability is fully excluded even if advised of the possibility of such damages.

6. No WARRANTIES

We expressly disclaim all warranties including accuracy, reliability, availability, fitness for a particular purpose, and non-infringement.

7. User Responsibility

You agree that you are solely responsible for your use of our Products and will not misuse, abuse, reverse-engineer, or attempt to exploit any Product.

8. Indemnification

You agree to defend, indemnify, and hold harmless Ayman InfoTech from any claims, losses, damages, legal fees, or liabilities arising from your use of our Products.

9. Third-Party Services & Ads

Products may include third-party links, APIs, or advertisements (including Google AdSense). The Company is not responsible for third-party content, policies, or damages.

10. Intellectual Property

All content, code, designs, logos, trademarks, and materials are the exclusive property of Ayman InfoTech. No copying, redistribution, or resale without written permission.

11. Termination of Access

We reserve the right to suspend or permanently ban any user and terminate access without notice or explanation.

12. Governing Law & Jurisdiction

These Terms are governed by the laws of India. Any disputes shall be subject to exclusive jurisdiction of courts in India.

13. Global Use Disclaimer

Users access Products at their own risk. The Company makes no representation that Products comply with laws of every country. Local law compliance is the user’s responsibility.

14. Force Majeure

The Company shall not be liable for failure or delay due to natural disasters, internet failures, government actions, war, pandemics, or unforeseen events.

15. Changes to Terms

We may update these Terms at any time. Continued use after changes means acceptance.

16. Severability

If any provision is found invalid or unenforceable, the remaining provisions remain fully enforceable.

17. Entire Agreement

These Terms constitute the entire agreement between you and Ayman InfoTech and override all prior agreements.

Questions about terms: aymaninfotechs@gmail.com